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Medical insurance
An Insurance plan that provides health care to employees and their families, including outpatient, inpatient, prenatal care, dental and optical benefits, etc.., cover can be provided either directly through assigned healthcare providers or through cash reimbursement basis.
All Health/Medical insurance plans are in compliance with latest unified CCHI policy and SAMA rules and regulation (the unified policy).
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Protection & Savings
In our quest to provide our families and loved ones the best we can during our lives, we often neglect to plan for what might happen to them if the unforeseen occurs.
Thus, Protection and Savings plans ensure that our loved ones will be protected even if the unthinkable takes place. The last thing you want is to leave your family in difficult financial circumstances in the case of your death or serious injury.
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General Insurance
AP Plus provides brokerage and consultation services for all lines of general business such as property, engineering, marine, energy, general accident, etc.
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Motor Insurance
An Insurance plan for all types of automobiles, corporate and individuals that provides a financial protection in case of road traffic accidents.
There are two types of cover:
Third party liability (TPL)*:
Policy of TPL undertakes to indemnify the third parties in the event of damage in property and/or bodily injuries and/or death caused by a motor accident up to maximum SR. 10,000,000.Comprehensive insurance:
In addition to the standard TPL cover, comprehensive insurance provides financial protection for your own damage, fire and theft, cover can be extended to cover, geographical area, rent a car benefit and the personal accident for driver and passengers up to SR 100,000 in case of injury or death.
Fist party is the insured, second party is the insured and third party, The third party is the other person / property involved– i.e. the other car involved in a road traffic accident, the claimant.Difference between (TPL) & Comprehensive Insurance
Type of Cover comprehensive TPL Property damage to third parties Covered Covered Injuries/death for third parties Covered Covered Damage to own vehicle Covered Not Covered Fire Covered Not Covered Theft Covered Not Covered Personal Accident for driver and passengers Covered if requested Covered if requested Rent A Car Covered if requested Not Covered Geographical extension outside KSA Covered if requested Not Covered
President's Message
Authorized policy provides their clients with the best insurance solutions with considering a high level of quality and experienced staff, gaining their diploma and experience from different fields in insurance, and from this prospective we have enhanced our performance by generating a system with a high level of accuracy, where it fulfills the client needs as it quickens the process of applications, it is designed with an advanced technology which decrease the number of human mistakes, and provides detailed reports in a simplified readable way to the client, as authorized policy commits to its promises toward their clients where it accommodates them with continuous support and attention.
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